Bronx Catastrophic Injury Lawyer
If someone’s negligence caused your injuries, state law allows you to sue them for compensation related to your injuries. This means that you can seek compensation in civil court to help you recover from the financial burdens of your injuries.
If you suffered an injury that has significantly affected your ability to work and live your normal life, call a Bronx catastrophic injury lawyer now. A qualified personal injury attorney can fight for the compensation you need to help you move forward.
New York’s No-Fault Rule
Many catastrophic injuries in the Bronx are the result of motor vehicle accidents. It is common for auto accident victims to suffer severe injuries due to the accident, whether they are a driver, passenger, cyclist, or pedestrian.
In many states, the at-fault driver is liable for the other parties’ injuries, which means the victim can file a claim with the at-fault driver’s insurance company. However, New York has imposed a no-fault rule for auto accidents.
This no-fault rule means that regardless of who caused the accident, the injured victim must first seek compensation from their own insurance company before filing a claim with the other driver’s insurance regardless of who caused the accident.
Serious Injury Exception
A major exception to this no-fault rule is when an accident victim suffers “serious injury.” New York Insurance Law Section 5102 defines serious injury as:
- Significant disfigurement
- Loss of a fetus
- Permanent loss of use of a body organ, member, function, or system
- Permanent consequential limitation of a body organ or member
- Significant limitation of use of a body function or system
- Injury or impairment that significantly alters the victim’s normal life for at least 90 days following the accident
What is the Process for Filing an Insurance Claim in the Bronx?
In cases where an accident victim suffers a serious injury, they can file a claim against the other party’s insurance company for their catastrophic injuries. Filing such an insurance claim can help the accident victim get the compensation they need in order to pay for their medical care. However, such claims are complicated.Victims of catastrophic injuries often have to face insurance companies, regardless of how their injuries occurred.
For example, victims who suffered a catastrophic injury on someone else’s property will likely have to deal with the other party’s commercial or homeowner’s insurance company. It is important that anyone seriously injured in a car accident or other type of accident contact a Bronx catastrophic injury attorney for help. A local lawyer can help individuals file their insurance claim.
How Would Someone Start to Obtain Compensation for Catastrophic Injuries?
Someone who suffers a catastrophic injury likely needs extensive medical care for their injuries. Even when the insurance company agrees to pay for such care, a victim usually has to pay some amounts out of pocket. Since an injured victim may not be able to return to work, these expenses can cause long-lasting financial troubles. A Bronx catastrophic injury lawyer can help an injured victim fight for compensation in court, which can help them cope with these financial burdens.
Contacting a Bronx Catastrophic Injury Attorney
If you were seriously hurt in an accident that was someone else’s fault, call a personal injury lawyer today. The law limits the amount of time a victim has to file their claim. Do not wait, contact an experienced Bronx catastrophic injury lawyer as soon as possible. A skilled attorney can look at the existing evidence in order to build your case, and help you secure the damages that you deserve.