Baldwin Uninsured Car Accident Lawyer
Dealing with the ramifications of a car crash is never easy. However, the complications involved in a crash are often amplified when the other driver lacks insurance. Even though it may seem like your options are limited, the reality is that you could still pursue compensation for your injuries.
A detail-oriented car accident attorney could help you recover compensation even when the other driver lacks insurance. A Baldwin uninsured car accident lawyer could guide you through all of your legal options.
Filing a Suit Against the At-Fault Driver in Baldwin
In some cases, insurance coverage is not available in an accident. Although state law requires every driver to maintain a minimum level of liability insurance, not all drivers follow the law. A collision with an uninsured driver could be complex, as insurance companies are the most common source for compensation following a car accident. That does not mean it is impossible to obtain compensation without coverage in some cases.
A lawsuit against an uninsured motorist is similar to any other negligence claim. A plaintiff must show that the defendant negligently caused the crash in order to recover compensation. Additionally, a plaintiff must also prove that they suffered losses that relate to the defendant’s negligence. Common damages available in a collision with an uninsured motorist include diminished earning capacity, lost wages, medical bills, and pain and suffering. Obtaining a verdict at trial is only the first step in recovering compensation, however.
Recovering compensation with a judgment is challenging when dealing with uninsured motorists. These drivers often lack significant assets that could satisfy a judgment. However, a Baldwin uninsured car accident attorney could evaluate a potential defendant and advise an injured individual on the odds of recovering compensation.
Uninsured Motorist Claims
A better option could be pursuing an uninsured motorist claim. When the at-fault driver lacks insurance, some injured individuals are able to turn to their own insurance to provide coverage. This type of insurance coverage is known as an uninsured motorist policy.
Because New York is a no-fault insurance state, every driver is required to turn to their own insurance before seeking compensation elsewhere. Due to this rule, all insurance policies are required to carry uninsured motorist coverage. However, many drivers only maintain the minimum amount of required uninsured coverage.
When the cost of an accident is greater than the limits of an uninsured policy, the driver could miss out on the amount of damages over and above the covered amount. When this occurs, a Baldwin uninsured car accident lawyer could bring a lawsuit against the at-fault driver for the remaining damages.
Reach Out to a Baldwin Uninsured Car Accident Attorney
Liability insurance is mandatory for a reason. When other drivers fail to comply with the requirements surrounding these policies, it is only right that they face liability for any injuries they cause.
Obtaining monetary compensation from an uninsured driver could be challenging, but that does not mean it is impossible. To move forward with your claim, call a Baldwin uninsured car accident lawyer for a free consultation. Let a seasoned lawyer help you recover the damages you deserve.