Baldwin Uber/Taxi Accident Lawyer
Dealing with an accident is often complicated. However, navigating the claims process in an accident could be even more difficult when a taxi or Uber is involved. In addition to questions of liability, there are also frequently issues identifying the insurance company that is ultimately responsible for a crash.
A knowledgeable car accident attorney could help with this process. By speaking with a Baldwin Uber/taxi accident lawyer, you could identify the responsible party as well as their insurer.
Taxi Insurance Requirements
Similar to personal vehicles, there are minimum levels of liability insurance that every taxi must carry. These limits are substantial in New York City, where minimum coverage could be as much as $300,000 for an accident. However, those limits do not apply statewide. The minimum insurance coverage for taxi companies outside the city is significantly lower.
In Baldwin, taxi companies must carry a minimum of $25,000 in personal injury liability coverage for each person injured in a crash. Additionally, the policy must also cover at least $50,000 for the entire accident. These limits are relatively low.
Uber Insurance Requirements
When Uber first entered the marketplace, there was significant confusion on the degree of liability insurance available when their drivers were involved in a crash. Uber treated their drivers as freelancers as opposed to employees, which allowed them to use that distinction to deny liability insurance claims. This conflict led some cities to bar the company from operating within their borders.
Since then, Uber has updated its insurance coverage. Now, the company extends liability insurance to its drivers as soon as they accept a trip using the mobile app. The minimum coverage for an Uber crash is:
- $50,000 for one person’s bodily injuries
- $100,000 for bodily injuries in the entire accident
- $25,000 for vehicle damage
Uber also extends coverage to injured riders and pedestrians. Additionally, they offer up to $250,000 in uninsured motorist coverage. Despite this extensive coverage, Uber is often slow to accept responsibility for an accident. When that occurs, a plaintiff’s only option could be filing a lawsuit.
Deadline to File a Lawsuit in Baldwin
Obtaining monetary compensation following a taxi or Uber crash is often challenging. The company will often try to avoid accepting liability or may imply it will accept a claim only to refuse to pay an adequate amount. These long delays are risky due to the statute of limitations.
According to the statute, a Baldwin Uber/taxi accident attorney must file a lawsuit within three years from the date the crash occurs. Should they fail to do so, the court could block the lawsuit from moving forward.
Call a Baldwin Uber/Taxi Accident Attorney As Soon as Possible
If you were injured in a collision with a taxi, Uber driver, or other rideshare company, you could have a potential injury claim on your hands. However, there is a strict time limit for filing these claims that must be adhered to.
If you are ready to move forward in your case, there is no reason to delay. Contact a Baldwin Uber/taxi accident lawyer right away.
