Talking to Insurance Companies After a Long Island Boat Accident

With thousands of people using Long Island water sources for transportation and pleasure, the number of accidents is significant. When someone acts negligently on the water and causes an accident, they must cover the injured party’s damages.

If you were hurt in such an accident, you can file a claim with the insurance company. However, talking to insurance companies after a Long Island boat accident can be complicated. Adjusters use different tactics to pressure those injured into unfair settlements. Delegating such negotiations to an experienced boat accident attorney could help you receive the money you deserve.  

When to Talk to an Insurance Company

If the boat accident occurs due to negligence, the injured party can file a claim with the negligent party’s insurance company. While the process may seem straightforward, it is surrounded by many nuances. Each one of these could lead to issues with damage recovery.

The at-fault party’s insurance company will send an adjuster to investigate the accident and determine who is at fault. They will try to find evidence that points away from their client. However, even if such evidence is non-existent, they may still come up with an argument to confuse the injured person into settling for a smaller amount.

Talking to the insurance company right after the boat accident in Long Island is not necessary. This conversion may hurt the chances of the injured person of fair damage recovery. All communications with the insurance company must be delegated to a competent personal injury attorney.

Negotiations With the Insurance Company

Speaking to an insurance company after a boat accident in Long Island is likely to initiate the negotiation process. The adjuster will present the collected evidence and offer a settlement. If the amount is too low, the injured person’s legal team can offer proof and ask for a higher amount.

Negotiations with insurance companies in personal injury cases are often time-consuming and frustrating. The injured individual faces serious emotional and psychological pressure, which is hard to deal with, especially while also trying to recover from injuries.

An experienced attorney could handle negotiations and help the injured party avoid the related stress. Without emotions involved, the process can be more productive.

Unfair Settlement Offers

If negotiations with the insurance company do not end in a fair settlement offer, the injured person has the right to file a personal injury lawsuit after a Long Island boat accident. The attorney can use the collected evidence to build a strong case and present it in court. Many cases settle at this point.

In rare situations, when the at-fault party refuses to provide reasonable compensation, the case may proceed to trial. An experienced personal injury attorney can fight for the client’s rights during the trial and achieve the desired outcome.

Delegate Talking to Insurance Companies After a Boat Accident to a Long Island Attorney

If you sustained injuries in a boat accident, you have the right to seek compensation. Talking to insurance companies after a Long Island boat accident is an integral part of the damage recovery process. To do it properly, you need to work with an experienced attorney.

At Goldstein and Bashner, we bring decades of experience representing individuals injured due to negligence on the water. Contact us today to schedule a consultation and discuss your legal options.