Bay Shore Uninsured Car Accident Lawyer

Roughly 136,913 emergency room visits per year in New York are related to motor vehicle accidents. Pursuing relief against an uninsured driver could be complicated, and there may be other ways to seek recovery that are difficult to ascertain without legal advice.

If you were injured in an auto wreck with an uninsured driver, you might benefit from the professional guidance of a local car accident attorney. A knowledgeable Bay Shore uninsured car accident lawyer could review the facts of your case and help you determine your options for moving forward.

Car Insurance and Registration in Bay Shore

New York, like many other states, strictly regulates the registration of motor vehicles and the licensing of drivers. It is illegal to drive a motor vehicle without proper registration. Likewise, it is illegal for any driver to operate a vehicle without a license or with a suspended license.

Car insurance is also legally required to drive a motor vehicle on Bay Shore roads. New York Vehicle & Traffic Code §312 states that no motor vehicle can be registered in the state of New York without proof of insurance. Driving without insurance therefore violates state law and puts drivers at risk of incurring large amounts of financial liability. A Bay Shore uninsured car crash attorney could help an injured claimant explore other options for recovery based on their individual circumstances.

Seeking Recovery for Uninsured Car Accidents in Bay Shore

Regardless of whether the defendant driver is insured, plaintiffs seeking to bring a personal injury lawsuit must meet the State’s serious injury threshold. As a no-fault state, claimants may only seek recovery for their damages from their own insurance company up to their coverage limits. If their damages exceed their coverage limits or meet the serious injury threshold, injured parties might be able to file a lawsuit. A person injured in a car collision with an uninsured driver may file a lawsuit if their losses exceed $50,000 or if they have suffered one of the following injuries:

  • A significant limitation in use of a bodily function or system
  • Permanent consequential limitation of a bodily organ or function
  • Permanent loss of use of a bodily function, organ, member, or system
  • Loss of a fetus
  • Fractured bones
  • Significant disfigurement
  • Dismemberment
  • Inability to substantially perform usual and customary daily activities for at least 90 days within 180 days of sustaining the injury

Some people purchase additional insurance to cover accidents with uninsured drivers. Otherwise, they may seek damages such as medical costs, lost wages, out-of-pocket expenses, pain and suffering, emotional distress, property damages, and punitive damages in a civil claim with the help of a seasoned uninsured car wreck lawyer in Bay Shore.

Contact a Bay Shore Uninsured Car Accident Attorney Today

Getting into a car wreck with an uninsured driver can be a nightmare. With no insurance to cover the expenses and damages, it could leave an injured party without financial recourse. A Bay Shore uninsured car accident lawyer could offer insight into your case and see what options are available to you for obtaining compensation. Discover your legal options and schedule your consultation by calling our firm today.

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