I was injured in a car accident on Long Island and the other driver was at fault. His insurance company contacted me and wants to send me a check right away. Should I accept it?

A: It is important to realize that the at-fault driver’s insurance company does not have your interests in mind—they are looking to resolve the claim as quickly and inexpensively as possible. That is why you should talk to a personal injury lawyer as soon as possible and before discussing the accident or accepting any check from the other driver’s insurance. Your lawyer will have your best interests in mind and will make sure your financial settlement takes into account the full extent of your injuries, including any future medical costs, pain and suffering, lost wages and any other costs associated with the injuries.

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