Because of the larger size and weight of tow trucks, especially when they have a vehicle in tow, they often cause serious injuries to those they hit. In addition, towing other vehicles presents a greater risk of danger if not secured properly. For these reasons, New York state tow truck owners are required by law to have a minimum of $300,000 liability insurance. This allows those that are injured in tow truck accidents to sue and collect beyond the limits of no-fault.
What is no-fault?
Most car accidents are covered by no-fault insurance. This limits victims to $50,000 and there is no recovery for pain and suffering. However if you are seriously injured in the accident--such as suffering a fracture or serious damage to an organ—you are allowed instead to sue to collect from the driver an amount that goes beyond the limit of no-fault and includes pain and suffering.
Were you are seriously injured in an accident with a tow truck driver?
It is important to talk with an attorney and find out what your legal rights are. Contact our accident lawyers and we can discuss your case in a free consultation. We’ll answer all your questions, let you know what to expect from the legal process and discuss the best course of action for your specific case.
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