Dogs bite roughly 4.5 million people every year in the United States, according to the Centers for Disease Control and Prevention (CDC). About 885,000 require medical attention to treat their injuries. In 2015, dog-related injuries and dog bite claims were responsible for more than a third of all homeowners’ insurance liability claims, resulting in more in over $570 million worth of damage, according to the Insurance Information Institute (III).
How common are dog bite claims in New York?
Roughly seven percent of the nation’s $570 million — $39 million — came from dog bite claims filed in the state of New York, according to the III. In fact, New York ranked third for the total number of dog bite claims in 2015, and second in total claim values.
New York trailed only California and Illinois in the number of dog bite claims reported during 2015 (880).
The average value of a New York dog bite claim in 2015 was $44,320, the third highest in the nation, behind Arizona ($56,654) and California ($44,983).
The average claim value is up $1,200 from 2013 and down about $12,000 from 2014.
While the number of dog bite liability claims in the U.S. actually decreased in 2015 — down 7.2 percent from the previous year — the average cost per claim increased by 16 percent. Since 2003, the number of claims has dropped by more than nine percent, while the average cost rose by more than 94 percent.
Both the number of dog bite claims and their value in New York decreased between 2014 and 2015.
What is the reasoning for the higher claim values around the U.S.?
The reason for such a dramatic increase in the average cost per claim is likely due to the severity of the dog attacks and the victims who are injured as a result, reports the III.
More and more dog attacks, and bites, involve children, elderly citizens, and cyclists. The age of these victims — and for the cyclists, their speed while being attacked and often knocked down — has caused an increase in the likely severity of attacks and the potential for higher medical expenses.
What can I do if I was the victim of a dog attack?
If you or a loved one has been injured in a dog attack, you may be entitled to compensation, but recovering what you need and deserve in our state can be very difficult. For more information about whether you can sue, what you can recover, and the amount of time you have to do sue, give the Long Island dog bite attorneys at Goldstein and Bashner a call.
Schedule a free, no-obligation consultation with us today: 516-874-4362. Before our meeting, feel free to check out our guide on what to do after a dog bite to ensure you have done everything you can to protect your legal right to recovering compensation.